Tuesday, March 14, 2017

Posted by Darren Robbins in | March 14, 2017 No comments

PDF Download , by Glenn Harrold

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, by Glenn Harrold

, by Glenn Harrold


, by Glenn Harrold


PDF Download , by Glenn Harrold

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, by Glenn Harrold

Product details

File Size: 455 KB

Print Length: 176 pages

Simultaneous Device Usage: Up to 4 simultaneous devices, per publisher limits

Publisher: McGraw-Hill Education; 1 edition (November 18, 2007)

Publication Date: November 18, 2007

Sold by: Amazon Digital Services LLC

Language: English

ASIN: B00113X2BE

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Amazon Best Sellers Rank:

#1,794,819 Paid in Kindle Store (See Top 100 Paid in Kindle Store)

I've tried several self-hypnosis CD's, and I like this one best. It is by far the best technical production, possibly because Mr. Harrold has a background in the music business. Furthermore, he is so likeable. I cannot suppress a smile each time he says, "So, ready now..." I'm also fond of "On no account should you listen whilst driving." Seriously, he takes me into trance very slowly and carefully, with lots of reinforcements. Worth every penny, because I have lost a good deal of weight and this CD has helped me.

I ordered this book and CD set last year and have been very successful in losing weight. The weight seems to just drop off quickly and easily and it has been fun to keep going with the process. I continue to listen every now and again to reinforce the informaiton I learned from the book and CD. I would recommend this set to everyone who is serious about weightloss. It worked wonderfully for me. I have been a big fan of Glenn Harrold's work ever since my first purchase of one of his other CD's. His voice is very soothing and relaxing. His technique works very well for me and I would recommend his work to everyone.

I read this book for motivation. You first have to start with self motivation, but this is a good start.

Really works!

Have been using for about two weeks. You have be to open to relaxation and willing to accept suggestion. I chose to customize the program for me, by loading the cd to an mp3 file, then using an audio program to take segments of the audio out. What I ended up with was a custom audio file that I was then able to run in an endless loop. I did not want it waking me at the end of every 30 minute session. I have two programs from Glenn Harold that I run end to end, then loaded it to an mp3 player and set it to repeat so that as long as I wanted I could use the program... namely at night while sleeping. Normally as one sleeps there are periods of twilight sleep where we are most suggestable. This is how I use it. You are never in a deep trance, and when awake are totally aware of your surounding. When the alarm goes off in the a.m. I wake normally. As far as the program itself goes, it is good. You get used to the british accent after a while, but is a little distracting in the beginning. Have been using my adjust program for two weeks and have lost ten pounds, without exercise or doing anything artificial. I find that I tend to eat a little less and get full faster. Seems I lose patience sitting at the table too long, especialy if there is a lot of food. I wanted to see if the self hypnosis worked on its own merit before adding in an exercise program. My goal is to lose 1 pound a week. I have a lot to lose, but have not been sucessful in the long term with other programs I have tried. Every expert I talked to indicates that the bottom line is that it is all in the head. So, what better way to adjust than to change how I think about food and how I eat. So far so good.

I can't fairly rate the product as the CD that was supposed to be included was missing. I returned the product right away so can't give it a rating. Buyer beware that the CD could be missing if buying from this seller.

the cd will not download....and they will not contact you back...tried several times to get ahold of them they will not respond you will be stuck with only the book

I just bought this item. It arrived in a timely fashion. I bought this book from a Amazon seller. I want to loose 90 to 100lbs by August 2013. In 2000, I lost 90lbs on my own, I was very motivated then... In 2005 with alot of stress factors in my life, I began to put back on the weight; an average of 22 lbs a year-and now I am almost back to the weight I was in 2005, after loosing the 90lbs (230lbs). I just don't have the motivation I should, nor do I have the willpower, even though I need to loose the weight for my health and many other reasons. I weight 216lbs and Im 5ft 6inches tall. Starting tonight, I am going to listen to the cd at least once a day, if not twice. I will post my success every month to let you know how much I am loosing. I also ordered the following cd's: over come addictions, exercise motivation, weight loss, and energy and motivational all by Glenn Harrold. I am also going to listen to the other cd's interchangeably. I am determined. I want to achieve this goal within the next twelve months... One of my New year Goals. The reviews on this were very good, so I thought I would give it a try...nothing to loose but the weight. If anyone has any suggestions, I would love to hear them. My email address is theryleitzen2003@yahoo.com. Keep me in your prayers..."God Willing," I will reach my weight loss goal of 90 to 100lbs within the nxt 9 to 10 months...Thanks You for reading my comment..."GOD BLESS.....+"

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Monday, March 6, 2017

Posted by Darren Robbins in | March 06, 2017 No comments

Download Spy School Goes South, by Stuart Gibbs

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Spy School Goes South, by Stuart Gibbs


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Spy School Goes South, by Stuart Gibbs

About the Author

Stuart Gibbs is the author of the FunJungle series, as well as the New York Times bestselling Spy School and Moon Base Alpha series. He has written the screenplays for movies like See Spot Run and Repli-Kate, worked on a whole bunch of animated films, developed TV shows for Nickelodeon, Disney Channel, ABC, and Fox. Stuart lives with his family in Los Angeles. You can learn more about what he’s up to at StuartGibbs.com.

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Excerpt. © Reprinted by permission. All rights reserved.

Spy School Goes South 1 GOOD CITIZENSHIP Washington, DC Streets in proximity to the Academy of Espionage March 28 1500 hours “Stop that man!” Alerted by the cry, I glanced back over my shoulder. Five storefronts away, an extremely tall man with muscles the size of cantaloupes was charging down the sidewalk, clutching a leopard-print purse. Behind him, an elderly woman lay sprawled on the ground. My first reaction was to think that it was a test. That might not seem like the correct reaction for a normal thirteen-year-old boy, but then, I wasn’t a normal thirteen-year-old boy. I was a spy-in-training at the CIA’s top secret Academy of Espionage, and it was standard practice at the school to spring fake emergencies on the students to see how we handled ourselves. This happened surprisingly often. Three days earlier, I had to defuse a phony bomb and survive an attack by ninjas before I even got to breakfast. These pop quizzes rarely took place off campus, though. And they usually concerned serious criminals like terrorists or assassins, rather than plain-old muggers. But I wasn’t completely sure about this. “Someone please help!” the elderly woman cried. Even though the sidewalk was crowded with people, no one was trying to stop the thief. This was somewhat understandable, as the thief was built like a brick wall and looked as mean as a wounded bear. He was bowling over anyone who happened to be in his way; therefore, people were scrambling to clear a path for him. Trying to stop him would only be asking for trouble. He was now three storefronts away. I glanced at Erica Hale for guidance. Erica was two years ahead of me at spy school and by far the most accomplished student. In fact, she was probably more accomplished than most of the teachers. She was a legacy, a descendant of Nathan Hale, whose entire family tree was chock-full of secret agents, and she’d been learning the ropes from her relatives since she was old enough to wield a billy club. In addition, she wasn’t above springing a sudden sneak attack on me herself. The whole reason we were off campus together was that Erica was giving me extra tutoring in advanced survival techniques. I was only in my second year at the academy, but due to an unusual set of circumstances, I had managed to thwart the plans of SPYDER, our main enemy, four times so far. SPYDER was a covert organization dedicated to plotting chaos and mayhem for a price, and its operatives were getting rather annoyed at me for thwarting them. Now they wanted me dead. Unfortunately, the CIA wasn’t great at adapting to unusual circumstances. School rules specifically stated that, as a second-year student, I wasn’t allowed to take classes beyond Self-Preservation 202, even though I could really have used some more advanced training. So Erica had stepped in. She was tutoring me without permission, on her own time. Now, out on the street, watching the incoming criminal, she shook her head. It was a very small shake, almost imperceptible, but I understood both meanings of it: 1) This wasn’t a test. It was a real crime. 2) I shouldn’t get involved. The biggest problem with being a secret agent was the “secret” part. Once your cover was blown, there was no getting it back. My own parents didn’t even know I was a student in spy school. In fact, the very existence of spy school itself was a secret. (There was quite obviously a campus, only a few blocks away, but it was hidden behind a great stone wall and claimed to be St. Smithen’s Science Academy for Boys and Girls.) Erica was insanely talented at martial arts. She could have flattened the thief in less time than it took most people to tie their shoes. But then she’d have to explain how a sixteen-year-old girl like her could do such a thing, which would open up a dozen cans of worms. Erica Hale wasn’t going to do anything that would jeopardize her potential career as a spy. Even if that meant letting some jerk get away with stealing a poor old lady’s purse. And she wanted me to know that I ought to do the same. There was only one problem with that: It didn’t seem right. “All my money is in that purse!” the old lady wailed, a desperate last-ditch attempt to get some bystander to actually do something. The thief was almost on top of me. Close enough to look me in the eye. It was a look that said he was considering shoving me into the street merely for being within arm’s reach. I couldn’t beat this guy in a fight. I had the martial arts skills of a box turtle. (That was a direct quote from Professor Simon after my latest self-preservation exam.) But I did have other talents that could come in handy. For starters, I was extremely good at math. I could do advanced calculations in my head, I never forgot a phone number, and I could instantly work out complicated concepts like trajectories or gravitational forces with relative accuracy. In addition, I was learning to be hyperaware of my surroundings. This was one of the things Erica had been teaching me. It was much easier to escape an attack by evil assailants when you knew they were coming, as opposed to being caught by surprise. As it was, I had clocked everyone on the sidewalk ahead of me, and thus had registered: 1) The heavyset man walking toward me with a bulldog on a six-foot leash. 2) The waiter wheeling a loaded dessert cart out of the sidewalk café just ahead and to my right. 3) The three young women dining at an outdoor table at the same café. The one closest to me had a triple-decker club sandwich. Erica, who was even more aware of things than I was—hyper-hyperaware—registered that I had registered all of this and shook her head again, more firmly this time, meaning that she really didn’t want me to get involved. I did anyway. As the thief bore down on me, I made a show of leaping out of the way, banging into the table with the three young women hard enough to upset their water glasses into their laps. While they were distracted by this, I deftly snatched two strips of bacon from the club sandwich and tossed them to the ground at my feet. The bulldog, being a dog, lunged for the bacon, snapping its leash taut right in front of the thief. If I had done this with a smaller dog, such as a toy poodle or a bichon frise, my plan wouldn’t have worked, but the bulldog was the size and weight of a sack of concrete. When the thief ran into the leash, the bulldog held fast like an anchor. The leash caught the thief at shin height, tripping him and sending him flying. At this point, I gave the dessert cart a small “accidental” nudge, just enough to knock it from the waiter’s grasp—and place it directly in the thief’s path. The thief landed on it so hard that a Boston cream pie exploded on impact, coating a few nearby diners with custard. The thief himself ended up face-first in a double-chocolate torte, which caught him by such surprise that he dropped the purse. However, the force with which he landed made the dessert cart roll faster than I’d expected. (In the few seconds I’d had to concoct a plan, I hadn’t been able to calculate everything.) The cart now raced down the sidewalk, which sloped gently downhill, increasing the cart’s speed even more. Startled pedestrians scrambled out of the way as it careened past them. The thief, though blinded by chocolate, was still aware that something bad was happening, and he screamed as he hurtled along. The cart gained more and more speed—until it slammed into a fire hydrant at the corner and stopped abruptly. Meanwhile, the thief didn’t stop. He was large enough to have considerable inertia, and his body was now greased with various mousses and gelatins, so he shot right off the cart and flew through the air. It was only now that I noticed something about my surroundings I had failed to register before: The street beyond the corner was under construction. Several utility workers in bright orange vests were overseeing a project that required three major pieces of construction equipment. A trench had been gouged into the road to allow access to a large sewer pipe, which had been cut open as well. The thief tumbled right through the gap and plunged headfirst into the sewage. He landed with a sickening squelch, which was followed by his cry of abject disgust. Every person around had recorded the entire incident on their phones. However, no one had noticed my involvement. I had been cautious enough to make it look like a freak accident. Erica grabbed my arm and dragged me away before anyone even realized we were there. The waiter picked up the purse and returned it to the old lady, who had struggled back to her feet. Everyone else began to either forward the videos they had recorded to friends or upload them to the Internet. It didn’t seem to have occurred to anyone that they could use their phones to call the police. Thankfully, the old lady didn’t appear to be hurt. In fact, she was laughing so hard at the fate of the thief that her false teeth had come loose. I tried to head toward her, just to make sure she was all right, but Erica kept her iron grip locked on my arm and hustled me across the street. “That was an unnecessary risk,” she said angrily under her breath. “The man was a criminal,” I argued. “We’re supposed to stop criminals.” “Major criminals,” Erica corrected. “International arms dealers. Terrorists. Lunatics determined to cause chaos and mayhem. Not common thieves. That’s a job for the police.” “I didn’t see any police around. And besides, I was subtle about the way I did it.” “Subtle? You call sending a man cannonballing down the street on a dessert cart subtle? Why didn’t you just trip him?” “I was trying to look like I wasn’t involved! You can’t trip someone without them noticing.” “Of course you can.” “No you can’t—” I began, though I didn’t get to finish the thought, because Erica tripped me. At least, I thought she did. It happened so fast, I didn’t actually notice her doing it. One moment I was arguing with her; the next I was sprawled in a flower bed. “See?” Erica asked. “Point well made.” I got back to my feet, brushing mulch off my shirt. “Okay, maybe it wasn’t subtle. But it was effective.” “Sending the man flying into the open sewer was a bit much.” “Er,” I said uncomfortably. “Well . . .” Erica sighed. “Let me guess. You didn’t notice the open sewer until it was too late.” There didn’t seem to be any point in denying it. “Yes.” “You didn’t notice a giant, gaping hole in the street with a dozen men in bright orange vests surrounding it?” “It was almost a block away. And there were other things going on. Like a robbery in progress.” “There are always going to be other things going on, Ben. But you need to be on the alert at all times. People are trying to kill you.” I probably should have been upset by Erica’s exasperation with me. But I wasn’t. Despite the fact that my life was in constant danger and Erica was berating me for my lack of skills, I couldn’t help but feel pleased. Because Erica Hale was worried for my safety. Which meant she cared about me. In addition to being the most competent spy at school, Erica was also the most beautiful girl I had ever met. She had hypnotic eyes, lustrous hair, and the intoxicating scent of lilacs and gunpowder. Plus, she could beat a man twice her size senseless. However, Erica generally didn’t like other people. Until recently, she had considered having any friends at all a liability. This had earned her the nickname “Ice Queen” at school. But over the past year, I had earned her respect—and, even more importantly, her affection. Or the closest to affection that Erica could allow herself. She wasn’t willing to go on a date, or even consider the idea of being my girlfriend, but she had once kissed me when we thought we were going to be vaporized by a nuclear bomb. And now she was teaching me to survive, rather than leaving me to the wolves. However, she still had some work to do where basic social skills were concerned. “Why are you smiling?” she asked me. “Am I smiling?” I asked, then realized that I was, given how thrilled I was that Erica cared about my safety. “Sorry, I’ll stop.” “Good. This is serious stuff.” Erica still hadn’t released her vise grip on my arm. She hooked me around a corner, aiming me back toward campus. “You already have enough problems with SPYDER being after you. If you pull another stunt like that and get outed as a spy, the CIA will cut you loose, and then no one will be able to protect you anymore.” “You will,” I said. “No I won’t. It’ll be against the rules.” “You’ll still do it. Because any attempt SPYDER makes on me will be a lead to SPYDER.” “You’re smiling again,” Erica said. Which was true. However, Erica was also dodging the subject. Even though we had thwarted SPYDER four times, we still didn’t know much about them—and neither did anyone else at the CIA. In fact, until a year before, no one at the CIA had known that SPYDER even existed. We didn’t know who ran the organization or where they were holed up. We didn’t know how many moles they had in the government or who they might be. And we didn’t have the slightest idea what they were plotting next. The few slim leads we’d found had come up dry. Until that very moment. Erica’s phone buzzed in her pocket. This struck me as odd, because only three people on earth knew Erica’s phone number: her grandfather, who was a very good spy for the CIA; her mother, who was a very good spy for MI6 (so good that even Erica’s grandfather didn’t know about her); and me. Even then, Erica had only given me her number grudgingly, insisting that it was exclusively for life-and-death emergencies. Her own father, who was also a spy, didn’t even have it. This was because Alexander Hale was a lousy spy—although he had been clever enough to hide this from most of the CIA until recently. Erica seemed moderately concerned that anyone was calling her. She pulled out the phone, checked the caller ID, then answered curtly. “What’s the situation?” She listened for a few seconds, then said, “I’m with him now. I’ll bring him right in.” Then she hung up and said, “Granddad wants to see you. Immediately.” “Why?” “Murray Hill says he’s finally ready to talk.” That caught me by surprise. Murray Hill was only a year older than me, but he was one of SPYDER’s most devious operatives. He had been a mole at spy school for months and nearly succeeded in blowing the place up. Since then, he’d been caught and had escaped several times. For the past month, he’d been incarcerated at spy school, during which he had steadfastly refused to say anything he knew about SPYDER, no matter how much he was offered in return. “Why’s he ready to talk now?” I asked. “Granddad didn’t know. He said Murray just decided to do it.” “And what’s this got to do with me?” Erica rolled her eyes, the way she always did when I wasn’t putting things together fast enough. “Isn’t it obvious? You’re the only one he’ll talk to.”

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Product details

Age Range: 8 - 12 years

Grade Level: 3 - 7

Lexile Measure: 780L (What's this?)

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Series: Spy School (Book 6)

Hardcover: 352 pages

Publisher: Simon & Schuster Books for Young Readers (October 2, 2018)

Language: English

ISBN-10: 9781481477857

ISBN-13: 978-1481477857

ASIN: 1481477854

Product Dimensions:

5.5 x 1.1 x 8.2 inches

Shipping Weight: 14.4 ounces (View shipping rates and policies)

Average Customer Review:

4.6 out of 5 stars

66 customer reviews

Amazon Best Sellers Rank:

#3,324 in Books (See Top 100 in Books)

This book will keep you riveted. Ben, a 13-year-old junior agent at the Academy of Espionage (think CIA) is a good kid who always tries to do the right thing. He’s probably not the perfect spy student; he’s not great at physically protecting himself, or shooting guns, or computer hacking… but he’s kind of brainy. He can put pieces of information together and make the connections. And he’s got guts when it counts. Ben has already helped his spy school solve problems in previous books (5), but I haven’t read them and did just fine with this book. Here, Ben is asked to help locate their enemies of the covert organization, SPYDER. Of course he says yes, but it’s not that simple. He’s plunged into all kinds of scary situations in a Mexican jungle, and things just keep getting worse.Think of your plane being targeted by a missile, or having hungry crocodiles surround you, or discovering a nefarious plan to accelerate rising oceans and sink cities around the globe. Ben has some solid friends, though, and each has their own special spy skills which come in handy. Still, the author is sly; you might wonder, does ‘goes south’ in the title refer to a country south of the U.S., or does it refer to the expression that means things get very bad, or even that the school is no longer providing a safe haven for spies in training? Hmm. If you’re in grades 3-7 and you like adventure with amusing situations, this is for you. Also, read the author’s suggestions at the end. We can take care of our planet; each person can make a difference.

This book is the best book I have ever read in my entire life, Stuart Gibbs, if you are looking at this comment, I suggest you to write more of these Spy School series books. I read every single one of these books more than 20 times (this is not a exaggeration). I l❤ve this series! Please, write more of these books.From: Your biggest fan, Kevin. Duan, China.

I am very disspionted. All of Staurts other books I have read have been amazing. This spy school book was easy to figure out. I knew what was going on and what SPYDER had planned which made the book quite a bore. The plot was obvious, which was sad because all of the other books were fun suspensful reads. I hated that Zoe and Ben suddenly are a thing. There has been so much talk about Erica and Ben from previos books especially in book 4. I am angry that Zoe and Ben just boom love eachother. I think it should be Mike and Zoe and Erica and Ben. If there is a book seven Staurt needs to fix this. I wouldn't recommend it to someone just starting the series just to those who have been waiting for a long time because with the two things I just pionted out it wasn't that much fun to read. Ben and Erica NEED to come together and fix your writing Staurt. Great series, bad book. Just stop at book five.

Stuart Gibbs is my favorite author. I love the mystery and excitement in this book. It was non-stop action packed adventure with the hint of mystery that sum's it all up. I finished the book in 2 days and can't wait for the next couple of Spy School series books! The only thing I did not like about this book is Zoe and Ben liking each other and Zoe's jealousy.. # Team-Berica-4 Life!

Dont think Im saying the book was horrable! Loved The story! Just, I think SG (Author) Should Have not included ”Notes” As it was slightly too......Political.Dont get me wrong, Yes, we should keep this planet healthy, However Its Too far to push it in a book about SPIES! Anyhow, Whoo - Hoo for spy school goes south!

My boys and I have read all the Spy School, Fun Jungle, and Moon Base Alpha books, so we're super fans and will read every book Gibbs writes.So why not 5 stars for this book? It's a great book, but slightly off his usual excellence. I can't put my finger on exactly why. Still very enjoyable.

I think that this book is VERY WELL DONE. Lke all Stuart Gibbs' other books, they are full of suspense and can be read over and over again. I can't wait for the next book, and this one has my vote!-Eliot H

My kid and I both loved it. Be advised that if you like to deceive your children that Global Warming is a leftist hoax and nothing to worry about, then you may want to keep this book away from them, as the author exposes your conspiracy theory for what it really is.

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Sunday, March 5, 2017

Posted by Darren Robbins in | March 05, 2017 No comments

Ebook Identity is the New Money (Perspectives), by David Birch

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Identity is the New Money (Perspectives), by David Birch

Identity is the New Money (Perspectives), by David Birch


Identity is the New Money (Perspectives), by David Birch


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Identity is the New Money (Perspectives), by David Birch

About the Author

David G.W. Birch is a director of Consult Hyperion, an IT management consultancy that specializes in electronic transactions. Described by The Telegraph as ‘one of the world’s leading experts on digital money’, by The Independent as a ‘grade-A geek’, by the Centre for the Study of Financial Innovation as ‘one of the most user-friendly of the UK’s uber-techies’ and by Financial World as ‘mad’, Dave is a member of the editorial board of the E-Finance & Payments Law and Policy Journal, a columnist for SPEED and well known for his blogs on digital money and digital identity. He is a media commentator on electronic business issues (having appeared on BBC television and radio, Sky and other channels around the world) and has been named by WIRED magazine as one of their global top 15 favourite sources of business and finance information.

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Product details

Series: Perspectives

Paperback: 140 pages

Publisher: London Publishing Partnership (April 30, 2014)

Language: English

ISBN-10: 1907994122

ISBN-13: 978-1907994128

Product Dimensions:

5.2 x 0.5 x 7.9 inches

Shipping Weight: 5.6 ounces (View shipping rates and policies)

Average Customer Review:

4.5 out of 5 stars

16 customer reviews

Amazon Best Sellers Rank:

#599,854 in Books (See Top 100 in Books)

The only reason I wanted to buy the book and read it was the name. I thought it was quite catchy, when I first found it via a reference in another book on identity. It paid off and at the end of the day — it was a quite informative book on the subject.In the first chapter David (the author) explains what identity means. He is quite straightforward here and breaks one’s identity into three: personal or psychological identity, social identity and the legal identity. In my view this a good breakdown — but does not necessarily cover all the aspects of identity. He surely takes it lightly here to define it in a way sufficient enough to prove his argument. The social aspect of identity is much higher and interesting than its digital aspect. If you are interested in reading more about it, I would recommend you the book Handbook of Identity Theory and Research (2 volumes).One of the key aspects David presents through out the book is the evolution of the mobile technology and how the mobile phone (or the SIM card) has evolved to become an integral part of one’s identity. Everyone we know, is now represented by a 10 digit number. We never call someone’s home phone or an office phone and then ask for that person — but rather we call him/her on the mobile phone, and expect him or her to pick it up directly. We never introduce ourselves — we know exactly one who picks the phone and the caller is known by the caller id.The mobile phone, which is tied to one’s identity — also could act as money. In its classic definition the money is a unit of account, a store of value and a medium of exchange. In the book the author focuses on the money as a generalized way of exchange between the buyer and the seller to enable business transactions. With the advent of mobile payment technologies (Apple Pay, Android Pay), digital wallets and virtual currencies like Bitcoin and Ethereum, the role of the fiat currencies have declined over the time. Because almost all the money is electronic, in the UK the coins and notes in circulation are a mere 4.5% of the complete money supply (by 2014).The author argues, with an effective identity infrastructure in place, there is no need for a single medium of exchange, no need for fiat currency. If one can establish trust between all the parties involved in a transaction, there is no need for cash. This is the basis for all the digital payments. Recently I bought two air line tickets for my parents via Cathy Pacific web site. I could verify its Cathy Pacific by verifying the secured web connection to the site — and then once I provided it my credit card details (where the credit card was issued by a Sri Lankan bank), the payment gateway challenged to redirect me to its own site. Then I had to confirm the transaction on the payment gateway site, by typing an OTP (on-time password) sent to my mobile phone, which is registered against my bank account. The bank implicitly ties my identity to my mobile phone.In the above transaction, and in almost all the credit card transactions, the buyer has to provide details, more than the required. Why should the Cathy Pacific know about my billing address, who pays for my tickets — and also my credit card number. By asking for these details and storing them locally makes these sites quite vulnerable and also quite costly to operate. You cannot ask or store credit cards details with out being PCI DSS compliant. This is where PayPal makes business. The author argues, what is needed to enable transactions is not identity per se but the associated entitlements. When you buy a beer — the seller only needs too know whether you are elder than 21 or not. They do not need to worry about your name, address or the date of birth. But, by using the driver’s license to prove your age, you disclose your name, address, date of birth, driving license number and many more.This is where the pseudonyms come into play. With pseudonyms you do not disclose your full identity to third parties — but just a reference. In the same previous example, the seller can challenge you to prove that you are entitled to buy a beer — by sending some kind of a message to your mobile device. There you login to the DMV (Department of Motor Vehicles) app and then respond back to the seller’s app with the entitlement, which would say you are old enough to buy a beer. Once the seller gets the response, he would see the entitlement in green with a photo of the buyer.What author supports here is not anonymity — but the pseudonymity. Pseudonyms make a transaction auditable. For example if you use your driving license to prove your age at different sellers, then once they get to gather can figure out your buying patterns by correlating via your driving license number. With pseudonyms, sellers cannot do that. But, if the government wants to know the buying patterns of a given person, with a court order, they can possibly challenge the DMV to release the real identity of the person related to a given pseudonym.The trust in any business transaction, based on one’s identity is based on the issuer. The author highlights three emerging models for identity services: the Scandinavian, Continental, and Atlantic. In the Scandinavian model, one of the banks providing identities that are used by businesses and government; the Continental model is of government identities that are used by banks and businesses; and the Atlantic model is of banks and businesses providing identities that are used by each other and by the government.The later part of the book, the author presents a quick overview of the need for money and how it evolved over the past. There he argues that the cash is the least efficient transaction mechanism. The cost of producing it, storing it, distributing it, managing it, and counting it is vast. It gets lost and stolen. It further enables corruption and tax evasion. For example some of the restaurants we go to in San Jose and Mountain View (and of course in many other places), they give a 5% discount if paid in cash. Once a transaction is done in cash, there is no legitimate audits — and the restaurant owners can easily fool the tax system. By the way, this also reminds me some interesting comments by Bruce Schneier in his famous book Data and Goliath. He tries to use cash every where possible to avoid the traceability — and once complains that there is no way to buy food in a flight without a credit card.The author concludes finally with a strong argument, how the marriage of the digital money and the digital identity could result in a more secure, cost effective, and efficient infrastructure for business transaction. I would highly recommend this to anyone interested in the identity or digital money domains. The book in its 100 pages, covers lot of details on the subject with some notable case studies.

If you have been following the evolution of Identity, this is a useful contribution to state-of-the-art thinking on this subject area. Important to this work is the emphasis on the effective use of pseudonymity in the day-to-day use of authenticated identity.If I was to offer criticism, it would be that suggestions for how new identity systems could work bend over backward to incorporate the needs of past regulatory bodies. For example, suggesting that existing banks would serve as high-level authenticators of identity: "For pseudonyms to have a value, they need to be underwritten by trusted institutions." This would have done better to speculate on the evolution of what a trusted institution might mean in our progression toward decentralization. Specifically, could a well-trusted / reputed community member act as a new 'trusted institution' for a given static pseudonym?We haven't seen a lot of traction for startups building authenticated identities relying on banking access despite at least one serious attempt.By and large, this short work does a good job balancing possibilities for the future of identity with real-world, indicative case studies.I recommend combining this work with David Wohlman's "The End of Money" for a broader perspective in the concept of value.

The notion of identity can actually be difficult to define, as it's definition is flexible and contextual. But Dave Birch does a great job of digging into the way identity works in both the real and cyber world, and how it impacts the lives of people. Money is the other part of the equation, and like identity, there is a real shift going on in how the internet changes the notion of what is a currency and how value is exchanged. Dave shows us how all of that comes together, and points towards how things might develop. A great read if you want to be ahead of the curve.

I work in the digital identity industry and have a high regard for Dave's firm, Consult Hyperion. I've heard the analogy between identity and money a number of times and frankly was skeptical that I'd find any real new information in the book. But enough colleagues in the industry recommended it to me that I finally broke down and read it. And now I see why. Dave's knowledge of both money and identity is very deep, and there are a number of core insights here about how and why the two are connected that are well worth the time.I look forward to his next book.

I really enjoyed reading this book/booklet.It shows a potential future of the world, in which, as the title implies, identity serves as the new money.It is in essence a blue-print for technology companies and government to develop the next evolution of identity.On the downside, the writer takes a very compliance-centric view, trying to balance his solution with law-enforcement requirements - which doesn't always works elegantly and may irk those who believe in freedom of the internet and are worried from Big Brother (which is quite prevalent in the version the writer proposes).Overall an enjoyable and quick read.

Thought provoking with excellent recommendations.

Believe it. Well written, strong thesis and compelling evidence.

The whole purpose of cryptography is not eliminate the use of third party yet the author explains how people's idenitiy should be kept with intermediaries again.

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